Resources for Everyone

Resources everyone can use

  • Economic Impact Payments: The federal Coronavirus Aid, Relief, and Economic Security (CARES) Act provides for a one-time payment of up to $1,200 to individuals ($2,400 for married couples) and $500 per child. The full payment is available to individuals with up to $75,000 of income ($150,000 for married couples and $112,500 for heads of households). The payment is reduced for those with incomes between $75,000 and $99,000 ($150,000 and $198,000 for married couples and $112,500 and $146,500) and eliminated above those income levels. Taxpayers are required to have Social Security Numbers to receive the benefit. Payments will be delivered automatically. For more information, visit the Internal Revenue Service’s Coronavirus webpage.

Filing Status

Potential Payment

Maximum Payment Until

No Payment After

Single, No Children

$1,200

$75,000

$99,000

Head of Household, 1 Child

$1,700

$112,500

$146,500

Head of Household, 2 Children

$2,200

$112,500

$156,500

Joint Filers, No Children

$2,400

$150,000

$198,000

Joint Filers, 1 Child

$2,900

$150,000

$208,000

Joint Filers, 2 Child

$3,400

$150,000

$218,000

 

  • Non-filers registering for Economic Impact Payments: The Internal Revenue Service has launched a web tool allowing people who did not file taxes in 2018 or 2019 to quickly enter in their information to determine eligibility, payment amount, and then send the payment. You will need to provide basic information including Social Security number, name, address, and dependents.
    • Available in Spanish here.

 

 

Check Economic Impact Payment status: The Internal Revenue Service has also launched a “Get My Payment” web tool allowing individuals to check the status of their economic impact payment. To check the status of your payment, you will need to enter basic information such as Social Security Number, Date of Birth, Mailing Address. The IRS has said a Spanish version of the “Get My Payment” tool is expected in a few weeks.

 

  • Treasury Department COVID-19 scams: To learn about and report coronavirus-related IRS scams, visit the dedicated webpage on the Treasury Inspector General for Tax Administration’s website. The Internal Revenue Service does not initiate contact with taxpayers by email, text messages, or social media channels to request personal or financial information, even about Economic Impact Payments.

 

  • Special rules for retirement fund withdrawals: If you need to withdraw money from your retirement fund for coronavirus-related purposes, you may be able to withdraw up to $100,000 of distributions that you made on or after January 1, 2020 without being subject to the 10 percent early withdrawal tax. The income from such withdrawal is subject to tax over three years and you may recontribute these funds to an eligible retirement plan within three years without counting toward that year’s cap on contributions.

 

  • Temporary Waiver of Required Minimum Distribution Rules: Certain defined contribution plans and Individual Retirement Accounts (IRAs) require a minimum distribution from the plans and accounts when individuals reach age 72. Given the market downturn associated with COVID-19, required minimum distributions for 2020 are waived, allowing individuals to keep funds in their retirement plans.

 

  • Tax deduction for charitable contributions: There is a temporary one-year charitable tax deduction of up to $300 that is available to taxpayers who claim the standard deduction when filing taxes.

 

  • Enhanced charitable deduction for taxpayers who itemize: Individuals who itemize their taxes are now able to deduct up to 100% of their charitable contributions in 2020, rather than the usual 50% limitation.

 

  • Federal tax payment deadline extension: The U.S. Department of the Treasury and the Internal Revenue Service has extended the filing deadline to July 15, 2020.
    • The State of Oregon has also extended its state income tax filing deadline to July 15, 2020.

 

  • Prohibition of foreclosures on all federally-backed mortgage loans: The Coronavirus Aid, Relief, and Economic Security (CARES) Act provides up to 180 days of forbearance for borrowers of a federally-backed mortgage loan who have experienced a financial hardship related to COVID-19. Applicable mortgages included those purchased by Fannie Mae and Freddie Mac, insured by HUD, VA, or USDA, or directly made by USDA. This prohibition ends on the termination date of the COVID-19 national or December 31, 2020, whichever comes earlier.

 

  • Renter protections: Through July 25, 2020, landlords with mortgages that are insured, guaranteed, supplemented, protected, or assistance in any way by HUD, Fannie Mae, Freddie Mac, the rural housing voucher program, or the Violence Against Women Act of 1994 are prohibited from initiating legal action to recover possession of a rental unit or to charge fees, penalties, or other charges to the tenant related to nonpayment of rent.

 

  • SNAP (Food Stamps): The Supplemental Nutrition Assistance Program (SNAP), more commonly known as food stamps, ensures that Americans receive the food they need, especially if they are newly unemployed. These programs have received increased investments to ensure that your family can put food on the table. You can find out if you are eligible and apply for SNAP through the Oregon Department of Human Services website.

 

  • WIC Benefits for Pregnant Women and Mothers: The Special Supplemental Nutrition Program for Women Infants and Children (WIC) provides access to nutritious foods to low-income pregnant women or new mothers. While you normally must apply for WIC benefits in person, the Oregon Health Authority is practicing social distancing to administer this program through appointments over the phone, by email, and video chat. More information on how to apply can be found here.

 

  • Food Banks: Food Banks received over $850 million in funding from Congress to respond to the Coronavirus. To find a food bank near you, call the USDA National Hunger Hotline 1-866-3-HUNGRY/1-877-8-HAMBRE.

 

  • Credit protections: Furnishers to credit reporting agencies who agree to account forbearance, or agree to modified payments for an obligation or account of a consumer that has been impacted by COVID-19 are required to report such obligation or account as “current.” This only applies to accounts where the consumer has fulfilled the forbearance or modified payment agreement requirements. This credit protection is available beginning January 31, 2020 and ends 120 days after the COVID-19 national emergency declaration is terminated.

 

  • State Department International Travel Advisory: The State Department advises U.S. citizens to avoid all international travel at this time due to the impact of COVID-19. Many areas throughout the world are now experiencing COVID-19 outbreaks and taking action that may limit traveler mobility, including quarantines and border restrictions. For further general information please visit the State Department’s website. For country-specific information, please visit the State Department’s country-specific landing page.

 

Frequently Asked Questions about resources everyone can use